Should doctors pay off student loans before investing in real estate? If you're a physician carrying $200K+ in student debt, this question is probably on your mind constantly. In this episode of the Doctors Building Wealth Podcast, Leti and Kenji share why waiting five to ten years to start investing could actually cost you more than your loan interest ever will.
Both Leti and Kenji paid off their student loans before they started investing, and looking back, they'd do it differently. After reaching financial freedom in just three years of real estate investing, they break down the real math and mindset behind this decision.
BY THE TIME YOU FINISH LISTENING, YOU'LL DISCOVER:
How stacking the six ways to earn in real estate can far outpace your student loan interest rate
Why your W-2 as your only income source is actually the riskier financial position
The tax strategy that could put six figures back in your pocket to invest or pay down debt faster
This isn't about being irresponsible with debt. It's about being strategic with your time and recognizing that building assets and managing student loans don't have to be an either/or decision.
The real question isn't "should I pay off my loans first?" It's "how do I start building assets while managing this debt responsibly?"
🎧 New episodes every week. Subscribe so you never miss one!
Results vary. This is not financial advice. See our full disclaimer at semiretiredmd.com.
#realestateinvesting #doctorsfinances #financialfreedom #semiretiredmd #physicianwealth
✅ Subscribe To Our Channel For More Videos:
👉 Subscribe Now
✅ Important Links:
👉 FREE Guide: How to Make $100,000 in Real Estate Investing Your First Year
📥 Download Now : https://semiretiredmd.com/your-first-100k/
👉 Join the Zero to Freedom Course – Learn How to Achieve Financial Freedom with Real Estate
📢 Enroll Here : https://semiretiredmd.com/zero-to-freedom/
👉 Visit Our Website for Expert Resources & Coaching
🌎 https://semiretiredmd.com/
✅ Stay Connected With Us:
👉 Instagram: @SemiRetiredMD
👉 Facebook: @SemiRetiredMD
👉 TikTok: @SemiRetiredMD
👉 LinkedIn: Semi-Retired MD
✅ Other Videos You Might Be Interested In Watching:
👉 Short Term Rental Property Management with Wil Slickers
📺 Watch Here
👉 Real Estate Investing for High-Income Professionals: A Step-by-Step Guide
📺 Watch Here: https://youtu.be/QBK8SV-gOkk
👉 Mid-Term Rental Secrets!
📺 Watch Here: https://youtu.be/TOFH2YnHjH8
👉 The Tax Benefits of Real Estate Investing with Matt MacFarland and Amanda Han
📺 Watch Here: https://youtu.be/Bq1zUPpL6nQ
✅ About Semi-Retired MD:
Welcome to the Semi-Retired MD channel! We help doctors and high-income professionals achieve financial freedom through real estate investing. Our goal is to empower you to replace your clinical income so you can practice medicine on your terms, retire early, or create generational wealth.
We specialize in:
✅ Cashflowing rental properties that replace your income
✅ Real estate tax strategies like the Real Estate Professional Status (REPS)
✅ Building wealth without working more clinical hours
✅ Investing in real estate while working full-time
Join thousands of doctors, professionals, and high-income earners who are creating passive income and living life on their terms.
🔔 Subscribe for weekly tips on real estate investing, wealth-building, and financial independence!
📩 For Business Inquiries & Collaborations:
📧 Email: support@semiretiredmd.com
🔥 #FinancialFreedom #RealEstateInvesting #PassiveIncome #DoctorSideHustle #REIforDoctors #CashflowProperties #BuildWealth #SemiRetiredMD
Both Leti and Kenji paid off their student loans before they started investing, and looking back, they'd do it differently. After reaching financial freedom in just three years of real estate investing, they break down the real math and mindset behind this decision.
BY THE TIME YOU FINISH LISTENING, YOU'LL DISCOVER:
How stacking the six ways to earn in real estate can far outpace your student loan interest rate
Why your W-2 as your only income source is actually the riskier financial position
The tax strategy that could put six figures back in your pocket to invest or pay down debt faster
This isn't about being irresponsible with debt. It's about being strategic with your time and recognizing that building assets and managing student loans don't have to be an either/or decision.
The real question isn't "should I pay off my loans first?" It's "how do I start building assets while managing this debt responsibly?"
🎧 New episodes every week. Subscribe so you never miss one!
Results vary. This is not financial advice. See our full disclaimer at semiretiredmd.com.
#realestateinvesting #doctorsfinances #financialfreedom #semiretiredmd #physicianwealth
✅ Subscribe To Our Channel For More Videos:
👉 Subscribe Now
✅ Important Links:
👉 FREE Guide: How to Make $100,000 in Real Estate Investing Your First Year
📥 Download Now : https://semiretiredmd.com/your-first-100k/
👉 Join the Zero to Freedom Course – Learn How to Achieve Financial Freedom with Real Estate
📢 Enroll Here : https://semiretiredmd.com/zero-to-freedom/
👉 Visit Our Website for Expert Resources & Coaching
🌎 https://semiretiredmd.com/
✅ Stay Connected With Us:
👉 Instagram: @SemiRetiredMD
👉 Facebook: @SemiRetiredMD
👉 TikTok: @SemiRetiredMD
👉 LinkedIn: Semi-Retired MD
✅ Other Videos You Might Be Interested In Watching:
👉 Short Term Rental Property Management with Wil Slickers
📺 Watch Here
👉 Real Estate Investing for High-Income Professionals: A Step-by-Step Guide
📺 Watch Here: https://youtu.be/QBK8SV-gOkk
👉 Mid-Term Rental Secrets!
📺 Watch Here: https://youtu.be/TOFH2YnHjH8
👉 The Tax Benefits of Real Estate Investing with Matt MacFarland and Amanda Han
📺 Watch Here: https://youtu.be/Bq1zUPpL6nQ
✅ About Semi-Retired MD:
Welcome to the Semi-Retired MD channel! We help doctors and high-income professionals achieve financial freedom through real estate investing. Our goal is to empower you to replace your clinical income so you can practice medicine on your terms, retire early, or create generational wealth.
We specialize in:
✅ Cashflowing rental properties that replace your income
✅ Real estate tax strategies like the Real Estate Professional Status (REPS)
✅ Building wealth without working more clinical hours
✅ Investing in real estate while working full-time
Join thousands of doctors, professionals, and high-income earners who are creating passive income and living life on their terms.
🔔 Subscribe for weekly tips on real estate investing, wealth-building, and financial independence!
📩 For Business Inquiries & Collaborations:
📧 Email: support@semiretiredmd.com
🔥 #FinancialFreedom #RealEstateInvesting #PassiveIncome #DoctorSideHustle #REIforDoctors #CashflowProperties #BuildWealth #SemiRetiredMD