The biggest tax break in real estate is one most investors still aren't using to the fullest. In this episode of the Doctors Building Wealth Podcast, Leti and Kenji sit down with specialty-tax expert Kim Lochridge for a clear, advanced breakdown of cost segregation, bonus depreciation, and the strategies that put real money back in your pocket, recorded live at the Fast Fire to Freedom Summit.
Kim is the Chief Revenue Officer of Engineered Tax Services, a real estate investor herself, and a go-to tax expert for Fortune 500 companies and family offices who also sits on the tax committee of the Real Estate Roundtable in Washington, DC. She doesn't just explain the basics. She takes you from the middle to the advanced strategies most investors (and plenty of CPAs) have never fully understood.
Kim walks through a real $2.5 million example, the one detail that makes or breaks a study in an IRS audit, and why even passive investors with two W-2 incomes can still come out ahead.
If you own real estate (or are about to), this is the tax conversation that can change your numbers.
⏱️ TIMESTAMPS
0:00 — Meet Kim Lochridge: Tax Strategies for Investors
3:00 — What Cost Segregation Actually Is
7:20 — Why Cost Seg Is a No-Brainer
11:00 — What Gets Broken Out, and the Best Property Types
12:50 — The Site-Visit Rule That Makes or Breaks Your Study
15:20 — Bonus Depreciation and the New 100% Rule
18:30 — The Numbers: A $2.5M Property, Run Three Ways
23:40 — Case Studies (and the Self-Rental Move for Doctors)
26:20 — Passive vs. Active: Why You Benefit Either Way
29:40 — Partial Asset Disposition: The Strategy Nobody Talks About
33:40 — The Roof Example: Why Detail Matters
37:20 — Why Partial Asset Disposition Can Beat Bonus Depreciation
38:50 — The Depreciation Recapture Myth, Debunked
44:00 — Why You Take the Tax Savings Now, Not Later
48:10 — 1031 Exchanges and the "Lazy 1031"
49:00 — Q&A: Home Conversions, Past Purchases, and Fees
1:03:40 — Wrap Up
RESOURCES + LINKS
Connect with Engineered Tax Services (cost segregation): https://forms.monday.com/forms/4a0035651a0ed3a5a079773d4a573ec6?r=use1
✅ Subscribe To Our Channel For More Videos
✅ Important Links:
👉 FREE Guide: How to Make $100,000 in Real Estate Investing Your First Year
📥 Download Now : https://semiretiredmd.com/your-first-100k/
👉 Join the Zero to Freedom Course – Learn How to Achieve Financial Freedom with Real Estate
📢 Enroll Here : https://semiretiredmd.com/zero-to-freedom-sales/
👉 Visit Our Website for Expert Resources & Coaching
🌎 https://semiretiredmd.com/
✅ Stay Connected With Us:
👉 Instagram: @SemiRetiredMD
👉 Facebook: @SemiRetiredMD
👉 TikTok: @SemiRetiredMD
👉 LinkedIn: Semi-Retired MD
✅ Other Videos You Might Be Interested In Watching:
👉 Real Estate Investing for High-Income Professionals: A Step-by-Step Guide
📺 Watch Here: https://youtu.be/QBK8SV-gOkk
👉 Mid-Term Rental Secrets!
📺 Watch Here: https://youtu.be/TOFH2YnHjH8
👉 The Tax Benefits of Real Estate Investing with Matt MacFarland and Amanda Han
📺 Watch Here: https://youtu.be/Bq1zUPpL6nQ
✅ About Semi-Retired MD:
Welcome to the Semi-Retired MD channel! We help doctors and high-income professionals achieve financial freedom through real estate investing. Our goal is to empower you to replace your clinical income so you can practice medicine on your terms, retire early, or create generational wealth.
We specialize in:
✅ Cashflowing rental properties that replace your income
✅ Real estate tax strategies like the Real Estate Professional Status (REPS)
✅ Building wealth without working more clinical hours
✅ Investing in real estate while working full-time
Join thousands of doctors, professionals, and high-income earners who are creating passive income and living life on their terms.
🔔 Subscribe for weekly tips on real estate investing, wealth-building, and financial independence!
📩 For Business Inquiries & Collaborations:
📧 Email: support@semiretiredmd.com
🔥 #FinancialFreedom #RealEstateInvesting #PassiveIncome #DoctorSideHustle #REIforDoctors #CashflowProperties #BuildWealth #SemiRetiredMD
Kim is the Chief Revenue Officer of Engineered Tax Services, a real estate investor herself, and a go-to tax expert for Fortune 500 companies and family offices who also sits on the tax committee of the Real Estate Roundtable in Washington, DC. She doesn't just explain the basics. She takes you from the middle to the advanced strategies most investors (and plenty of CPAs) have never fully understood.
Kim walks through a real $2.5 million example, the one detail that makes or breaks a study in an IRS audit, and why even passive investors with two W-2 incomes can still come out ahead.
If you own real estate (or are about to), this is the tax conversation that can change your numbers.
⏱️ TIMESTAMPS
0:00 — Meet Kim Lochridge: Tax Strategies for Investors
3:00 — What Cost Segregation Actually Is
7:20 — Why Cost Seg Is a No-Brainer
11:00 — What Gets Broken Out, and the Best Property Types
12:50 — The Site-Visit Rule That Makes or Breaks Your Study
15:20 — Bonus Depreciation and the New 100% Rule
18:30 — The Numbers: A $2.5M Property, Run Three Ways
23:40 — Case Studies (and the Self-Rental Move for Doctors)
26:20 — Passive vs. Active: Why You Benefit Either Way
29:40 — Partial Asset Disposition: The Strategy Nobody Talks About
33:40 — The Roof Example: Why Detail Matters
37:20 — Why Partial Asset Disposition Can Beat Bonus Depreciation
38:50 — The Depreciation Recapture Myth, Debunked
44:00 — Why You Take the Tax Savings Now, Not Later
48:10 — 1031 Exchanges and the "Lazy 1031"
49:00 — Q&A: Home Conversions, Past Purchases, and Fees
1:03:40 — Wrap Up
RESOURCES + LINKS
Connect with Engineered Tax Services (cost segregation): https://forms.monday.com/forms/4a0035651a0ed3a5a079773d4a573ec6?r=use1
✅ Subscribe To Our Channel For More Videos
✅ Important Links:
👉 FREE Guide: How to Make $100,000 in Real Estate Investing Your First Year
📥 Download Now : https://semiretiredmd.com/your-first-100k/
👉 Join the Zero to Freedom Course – Learn How to Achieve Financial Freedom with Real Estate
📢 Enroll Here : https://semiretiredmd.com/zero-to-freedom-sales/
👉 Visit Our Website for Expert Resources & Coaching
🌎 https://semiretiredmd.com/
✅ Stay Connected With Us:
👉 Instagram: @SemiRetiredMD
👉 Facebook: @SemiRetiredMD
👉 TikTok: @SemiRetiredMD
👉 LinkedIn: Semi-Retired MD
✅ Other Videos You Might Be Interested In Watching:
👉 Real Estate Investing for High-Income Professionals: A Step-by-Step Guide
📺 Watch Here: https://youtu.be/QBK8SV-gOkk
👉 Mid-Term Rental Secrets!
📺 Watch Here: https://youtu.be/TOFH2YnHjH8
👉 The Tax Benefits of Real Estate Investing with Matt MacFarland and Amanda Han
📺 Watch Here: https://youtu.be/Bq1zUPpL6nQ
✅ About Semi-Retired MD:
Welcome to the Semi-Retired MD channel! We help doctors and high-income professionals achieve financial freedom through real estate investing. Our goal is to empower you to replace your clinical income so you can practice medicine on your terms, retire early, or create generational wealth.
We specialize in:
✅ Cashflowing rental properties that replace your income
✅ Real estate tax strategies like the Real Estate Professional Status (REPS)
✅ Building wealth without working more clinical hours
✅ Investing in real estate while working full-time
Join thousands of doctors, professionals, and high-income earners who are creating passive income and living life on their terms.
🔔 Subscribe for weekly tips on real estate investing, wealth-building, and financial independence!
📩 For Business Inquiries & Collaborations:
📧 Email: support@semiretiredmd.com
🔥 #FinancialFreedom #RealEstateInvesting #PassiveIncome #DoctorSideHustle #REIforDoctors #CashflowProperties #BuildWealth #SemiRetiredMD